Download Ebook Personal FinanceBy E. Thomas Garman, Raymond Forgue

Download Ebook Personal FinanceBy E. Thomas Garman, Raymond Forgue

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Personal FinanceBy E. Thomas Garman, Raymond Forgue

Download Ebook Personal FinanceBy E. Thomas Garman, Raymond Forgue

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PERSONAL FINANCE 12E offers a practical, student-friendly introduction to personal financial management. Using a structured, step-by-step approach, this market-leading text helps students learn how to save and invest, manage student loans, file taxes, decrease credit card debt, and plan for the future. Real-life scenarios, covering a wide range of financial challenges, enable students to appreciate the relevance of key concepts, and useful advice from personal finance experts helps them apply those concepts in their own lives. Many math-based examples clearly illustrate the critical importance of achieving long-term financial goals through investing. Building on the success of previous editions, the new Twelfth Edition continues to engage students and focus their attention on critical concepts they need to succeed in class and to manage their finances wisely for a lifetime.

• Sales Rank: #47217 in Books
• Published on: 2014-09-19
• Original language: English
• Number of items: 1
• Dimensions: 10.90" h x 1.10" w x 9.00" l, .0 pounds
• Binding: Hardcover
• 608 pages

About the Author
A renowned author, advisor, and academic, Garman is a Fellow and Distinguished Professor Emeritus of Virginia Tech University, where he directed the National Institute for Personal Finance Employee Education. He subsequently founded the Personal Finance Employee Education Foundation. Author of 40 book's and 200 academic research articles, Garman directed several award-winning research studies that link the financial fortunes of employers with the financial health of their employees. Research consistently shows that decreasing employee financial distress and improving personal financial well-being creates better workers. Garman's research has been the most cited in the field for over 20 years. He has worked for a U.S. senator in Washington, D.C., in economic development in West Africa, and for a national non-profit credit counseling organization. He is an elected Distinguished Fellow of both the Association for Financial Counseling and Planning Education and the American Council on Consumer Interests. Garman has served on advisory boards for the Board of Governors of the Federal Reserve System, International Board of Standards and Practices for Certified Financial Planners, American National Standards Institute, National Foundation for Credit Counseling, U.S. Food and Drug Administration, and National Advertising Review Board. His consulting includes work for Profit Sharing/401(k) Council of America, Manulife Financial, AT&T, U.S. Navy, U.S. Army, and U.S. Department of Defense. His work has been featured in hundreds of publications, including USA Today, New York Times, The Washington Post, The Los Angeles Times, and U.S. News & World Report, and he has appeared on National Public Radio and NBC Nightly News.

Raymond Forgue retired after 28 years as an associate professor in the Department of Family Studies at the University of Kentucky. He served as chair of the department and acting dean of the College of Human Environmental Sciences. Forgue taught various courses in consumer studies, personal finance, and insurance. His professional service has included the presidency of the American Council of Consumer Interests and the Association for Financial Counseling and Planning Education. Since retirement he has continued to write and consult on personal finance education training for the Accredited Financial Counselor certification program, AARP, and other organizations. Forgue serves on the Boards of the Personal Finance Employee Education Foundation and the National Association of Personal Financial Advisors.

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Personal FinanceBy E. Thomas Garman, Raymond Forgue PDF

Personal FinanceBy E. Thomas Garman, Raymond Forgue PDF

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Free Ebook The Revenge of Analog: Real Things and Why They MatterBy David Sax

Free Ebook The Revenge of Analog: Real Things and Why They MatterBy David Sax

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The Revenge of Analog: Real Things and Why They MatterBy David Sax

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One of Michiko Kakutani's (New York Times) top ten books of 2016A funny thing happened on the way to the digital utopia. We've begun to fall back in love with the very analog goods and ideas the tech gurus insisted that we no longer needed. Businesses that once looked outdated, from film photography to brick-and-mortar retail, are now springing with new life. Notebooks, records, and stationery have become cool again. Behold the Revenge of Analog.David Sax has uncovered story after story of entrepreneurs, small business owners, and even big corporations who've found a market selling not apps or virtual solutions but real, tangible things. As e-books are supposedly remaking reading, independent bookstores have sprouted up across the country. As music allegedly migrates to the cloud, vinyl record sales have grown more than ten times over the past decade. Even the offices of tech giants like Google and Facebook increasingly rely on pen and paper to drive their brightest ideas.Sax's work reveals a deep truth about how humans shop, interact, and even think. Blending psychology and observant wit with first-rate reportage, Sax shows the limited appeal of the purely digital life-and the robust future of the real world outside it.

• Amazon Sales Rank: #54951 in Books
• Brand: PublicAffairs
• Published on: 2016-11-08
• Released on: 2016-11-08
• Original language: English
• Number of items: 1
• Dimensions: 9.75" h x 1.25" w x 6.25" l, .0 pounds
• Binding: Hardcover
• 304 pages

Features

• PublicAffairs

Review "No matter which side you're on in the debate over digital technology, there's something to cheer you in The Revenge of Analog."―Scott Timberg, New York Times Book Review"Captivating...Sax provides an insightful and entertaining account of this phenomenon, creating a powerful counternarrative to the techno-utopian belief that we would live in an ever-improving, all-digital world."―Michiko Kakutani, New York Times"Here is a compulsively readable book after a Luddite's heart.... Sax isn't preaching a return to the pre-Industrial Age, but neither is he embracing the robot overlords. He thoughtfully, wisely, and honestly points out how analog experiences enhance digital creativity and how humans benefit from what both have to offer. Essential reading."―Booklist, Starred Review"A perky and well-illustrated... look at a discordantly retro cultural trend."―Kirkus Reviews"Sax's message is that digital technology has certainly made life easier, but the analog technologies of old can make life more rich and substantial. This book has a calming effect, telling readers, one analog page at a time, that tangible goods, in all their reassuring solidity, are back and are not going anywhere."―Publishers Weekly"The more advanced our digital technologies, the more we come to realize that reality rules. David Sax reassures us surviving members of team human that material existence is alive and well, and makes a compelling case for the reclamation of terra firma and all that comes with it."―Douglas Rushkoff, author of Throwing Rocks at the Google Bus"Hang on digital mavens, the real world ain't going anywhere. In The Revenge of Analog, David Sax shows the continued importance of the physical stuff to how we live and work today."―Richard Florida, author of Rise of the Creative Class"We all thought the digital age would be the end of analog media--and we were wrong. In this smart, funny, glorious book, David Sax explains why so many of us still crave the tactile, sensual experience of listening to music on vinyl records and taking notes with pencil and paper. Turn off your electronic devices, find a quiet place, and savor this remarkable book."―Dan Lyons, bestselling author of Disrupted"The better digital gets, the more important analog becomes. In this fun tour of modern culture, David Sax has collected hundreds of ways that an analog approach can improve our newest inventions. Sax's reporting is eye-opening and mind-changing."―Kevin Kelly, founding executive editor of Wired and author of The Inevitable"David Sax has written a brilliant cri de coeur about the way things used to be, should be, and, increasingly, are becoming once again. The Revenge of Analog reminds us that it wasn't so long ago that records were vinyl, laces were double knotted and the mailbox at the end of the driveway was lovingly banged up. It's a book that brings something even more rare than a perfect song at the perfect moment-hope."―Rich Cohen, cocreator of HBO's Vinyl and author of The Sun & The Moon & The Rolling Stones"A thoughtful look at the many ways in which analog has not been eliminated from the world but in many ways is still thriving...Sax's book reminds us that we live in an analog world. It is a good reminder that digital can only take us so far."―Tadas Viskanta, Yahoo! Finance

About the Author David Sax is a writer and reporter who specializes in business and culture. His work appears regularly in Bloomberg Businessweek, the New Yorker's Currency blog, and other publications. He is the author of Save the Deli, which won a James Beard Award for Writing and Literature, and The Tastemakers. He lives in Toronto.

The Revenge of Analog: Real Things and Why They MatterBy David Sax PDF
The Revenge of Analog: Real Things and Why They MatterBy David Sax EPub
The Revenge of Analog: Real Things and Why They MatterBy David Sax Doc
The Revenge of Analog: Real Things and Why They MatterBy David Sax iBooks
The Revenge of Analog: Real Things and Why They MatterBy David Sax rtf
The Revenge of Analog: Real Things and Why They MatterBy David Sax Mobipocket
The Revenge of Analog: Real Things and Why They MatterBy David Sax Kindle

The Revenge of Analog: Real Things and Why They MatterBy David Sax PDF

The Revenge of Analog: Real Things and Why They MatterBy David Sax PDF

The Revenge of Analog: Real Things and Why They MatterBy David Sax PDF

The Revenge of Analog: Real Things and Why They MatterBy David Sax PDF

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